Terms
Marissa Beatty, CFP®
Terms of Service
Last updated: 01 January 2026
By accessing or using this website and any services, content, resources, consultations, or educational materials provided by Marissa Beatty, Certified Financial Advisor, or Marissa Beatty, CFP® ("Company," “I,” "we," "us," or "our"), you agree to be bound by these Terms of Service. Please read them carefully.
If you do not agree to these terms, please do not use this website or any related services.
1. Use of This Website
This website is owned and operated by Marissa Beatty, CFP®. By using this site, you confirm that you are at least 18 years old and legally able to enter into a binding agreement.
You agree to use this website for lawful purposes only and in a manner that does not infringe upon the rights of others or interfere with their use and enjoyment of the site.
2. Educational Content and Resources
This website may provide financial education, general information, downloadable resources, guides, workshops, or other materials intended for informational and educational purposes only.
You are granted a limited, non-transferable, non-exclusive license to access and use these materials for your personal, non-commercial use unless otherwise stated.
You may not:
Share, distribute, resell, or reproduce materials without written permission
Record, copy, or redistribute protected content
Provide access to paid or restricted materials to others
All content remains the intellectual property of Marissa Beatty, CFP®.
3. Financial Advisory Services & No Client Relationship
Any information provided on this website does not constitute personalized financial, investment, tax, or legal advice unless expressly stated in a written advisory agreement.
Use of this website or its content does not create an advisor-client relationship. A formal advisory relationship is established only through a signed written agreement.
You should consult with a qualified professional regarding your specific financial situation before making any financial decisions.
4. No Guarantees or Promises
We do not guarantee any specific financial outcomes, investment performance, income growth, or results.
Any examples, scenarios, or testimonials shared are illustrative only and do not represent a promise or guarantee of future performance.
Past performance is not indicative of future results.
5. Payments and Services
Fees for any paid services, consultations, or programs will be clearly disclosed prior to purchase or engagement.
Payment is required according to the terms outlined at the time of purchase or within a signed service agreement.
Failure to complete payment obligations may result in suspension or termination of services.
6. Refund Policy
Refund eligibility, if applicable, will be clearly outlined at the time of purchase or within a written agreement.
Unless otherwise stated, all fees for services rendered or digital resources delivered are non-refundable.
7. Account Responsibility
If you create an account on this website, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
We are not responsible for unauthorized access resulting from your failure to safeguard your information.
8. Intellectual Property
All content on this website—including text, graphics, logos, videos, downloads, and branding—is the exclusive property of Marissa Beatty, CFP®, and is protected by applicable intellectual property laws.
Unauthorized use, reproduction, or distribution is prohibited.
9. Disclaimer
All information provided through this website is for general informational and educational purposes only.
Nothing on this website should be interpreted as financial, investment, tax, or legal advice.
You assume full responsibility for any actions taken based on the information provided.
10. Limitation of Liability
To the fullest extent permitted by law, Marissa Beatty, CFP®, shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of this website or reliance on its content.
Your sole remedy for dissatisfaction is to discontinue use of the website or services.
11. Third-Party Links
This website may contain links to third-party websites or resources. We are not responsible for the content, accuracy, policies, or practices of third-party sites.
Accessing third-party links is at your own risk.
12. Termination
We reserve the right to restrict or terminate access to this website or its services at any time for violations of these Terms of Service or for any lawful reason.
13. Changes to These Terms
We may update these Terms of Service from time to time. Updates will be posted on this page with a revised effective date.
Continued use of the website constitutes acceptance of the updated terms.
14. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the United States and the state in which Marissa Beatty, CFP®, operates.
15. Contact Information
If you have any questions regarding these Terms of Service, please contact:
Name: Marissa Beatty, CFP®
Email: marissa@marissasheffer.com